Early 2018 will mark the beginning of a new era for the UK’s retail banks. The Competition and Markets Authority’s Open Banking order require the UK’s nine largest banks (the ‘CMA 9’) to allow their customers to grant third parties access to their customer data, ranging from product prices to individual transactions and initiation of payments. More...

Okay, so I’ve borrowed a quote by Confucius for the title, but it’s relevant to this blog. This summer has seen some important developments in the energy sector – developments that give me continued reason to use the ‘F’-word. No! Not that one! As those of you who’ve followed my intermittent blogs will have picked up, in my world the ‘F’-word is flexibility. More...

With a plethora of new data sources across the property and casualty (P&C) general insurance lifecycle now becoming available, how do insurers create an all-encompassing data analytics policy for the future? There is now more connected information available about risk activity than at any point in the past. The opportunity for insurer intervention in policyholder’s day to day activities to prevent or mitigate a risk occurring is a reality. Some examples of this are becoming part of the core fabric of the UK’s: More...

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